Recent changes

Consorsbank's tax FAQ explains W-9 paperwork for US persons, which implies it serves them, but its website disclaimer says its offers are expressly not directed at US persons as defined in Regulation S. Until Consorsbank confirms, we list it as unclear, with both sources. Source

First public seed: 39 sourced policy statements covering 36 institutions and 16 countries. Every entry links to its source and shows a last-confirmed date.

Saxo's help-centre article was updated on 23 March 2026 and still says Saxo can't offer services to US persons, including US citizens living outside the US. Source

Endowus updated its article: it still can't open accounts for US persons, and it now refers them to the cross-border adviser LEO Wealth for a referral fee. Source

Firstrade's help article dated 1 May 2024 says it doesn't accept new applications from US citizens or permanent residents living abroad. Source

International Adviser, citing the Mail on Sunday, reported that in July 2021 Nutmeg emailed US citizen and US tax-resident customers to say their accounts would be closed. Source

Moneyfarm's FAQ says US persons who opened accounts before March 2021 can keep them while UK-resident, and that it no longer accepts further US persons. In July 2016 it had announced 'MoneyFarm welcomes Americans'. Date approximate: month only. Source

The EU PRIIPs Regulation took effect on 1 January 2018. Brokers such as IBKR must block retail clients in the EEA and UK from buying products without a KID, which covers most US-listed ETFs. This is why US citizens in Europe often can't buy VOO or VTI. Source

On Independence Day 2016, Moneyfarm published a post welcoming American customers. It reversed this in 2021. Source