{ "generated": "2026-10-19", "rows": [ { "id": "schwab-expat", "institution": "schwab", "countries": [ "global" ], "product": "Schwab International brokerage for US expats", "status": "open", "note": "Schwab markets brokerage accounts specifically to 'U.S. citizens living abroad', with US-dollar accounts, a Schwab Visa debit card with ATM fee refunds, and 1099 tax reporting. Which products you can get depends on your country of residence.", "evidence": "As a U.S. citizen living abroad, enjoy a number of advantages with Schwab", "source_url": "https://international.schwab.com/us-expat-investing", "source_title": "Charles Schwab: Investing and brokerage services for U.S. expatriates", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "global", "row_id": "schwab-expat--global" }, { "id": "ibkr-open", "institution": "interactive-brokers", "countries": [ "global" ], "product": "Brokerage account & IRAs", "status": "open", "note": "IBKR treats US citizens as US tax residents wherever they live. Its staff, replying on IBKR's own Campus site, say it offers IRAs to US citizens living anywhere in the world, and that you keep your account when you relocate unless the new country is sanctioned. IBKR may still ask for a new application and asset transfer to its local entity. Your entity follows your country of legal residence.", "evidence": "Interactive Brokers offers Individual Retirement Accounts for individual US citizens living anywhere in the world and US resident aliens only.", "source_url": "https://www.interactivebrokers.com/campus/trading-lessons/trading-overseas-with-ibkr/", "source_title": "IBKR Campus: Trading Overseas with IBKR (official staff replies, Sep 2025 & Apr 2025)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "global", "row_id": "ibkr-open--global" }, { "id": "fidelity-abroad", "institution": "fidelity", "countries": [ "global" ], "product": "Brokerage & mutual funds", "status": "existing_only", "note": "Fidelity's FAQ for investors outside the US says it doesn't open new accounts for people residing outside the US. Existing customers who move abroad may keep accounts, but they can't buy mutual fund shares (including adding to funds they already hold), and further limits vary by country. Fidelity's site blocks automated fetches, so this was checked against the search-index copy of the official page. Re-check it manually.", "evidence": "Customers residing outside the United States cannot purchase mutual-fund shares, including adding to existing funds ... Fidelity does not open new accounts for customers residing outside the U.S. (search-index summary of the official FAQ)", "source_url": "https://www.fidelity.com/accounts/services/investors_outside_US_faq.shtml", "source_title": "Fidelity: Investors who reside outside the United States (FAQ)", "confidence": "official", "verified_via": "search index (site blocks automated fetch)", "last_confirmed": "2026-10-19", "country": "global", "row_id": "fidelity-abroad--global" }, { "id": "schwab-us-etfs", "institution": "schwab", "countries": [ "global" ], "product": "US-registered ETFs", "status": "restricted", "note": "Schwab says International clients 'in certain jurisdictions' may no longer be able to buy US-registered ETFs. It offers EU-authorised UCITS ETFs to EEA residents instead, traded through a specialist with foreign transaction fees.", "evidence": "Schwab International clients in certain jurisdictions may no longer be eligible to purchase U.S.-registered ETFs.", "source_url": "https://international.schwab.com/investment-products/etf-trading", "source_title": "Charles Schwab: U.S. ETFs for International Investors", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "global", "row_id": "schwab-us-etfs--global" }, { "id": "vanguard-us-foreign-address", "institution": "vanguard-us", "countries": [ "global" ], "product": "US brokerage / mutual fund accounts", "status": "restricted", "note": "COMMUNITY DATAPOINT, NOT OFFICIAL POLICY. Bogleheads forum members report that after they gave Vanguard a foreign residential address, they could no longer buy or exchange, but could still sell, reinvest dividends and transfer out. Some reported taxable accounts being closed. Experiences vary by country. Vanguard's own legal notice only says its US products are intended for US residents.", "evidence": "Each of the investment products and services referred to on this website is intended to be made available to U.S. residents. (Vanguard special notice; restriction details are forum reports)", "source_url": "https://www.bogleheads.org/forum/viewtopic.php?t=421557", "source_title": "Bogleheads forum: Vanguard accounts with foreign address (+ Vanguard 'Special notice to non-U.S. investors')", "confidence": "community", "verified_via": "search index (forum blocks automated fetch)", "last_confirmed": "2026-10-19", "country": "global", "row_id": "vanguard-us-foreign-address--global" }, { "id": "betterment-abroad", "institution": "betterment", "countries": [ "global" ], "product": "Robo-advisor & cash accounts", "status": "refuses", "note": "Betterment says it only operates in the US and can't accept customers residing outside the US, including US citizens living or working abroad. You need a permanent US address plus an SSN or ITIN. Login may be blocked from some countries.", "evidence": "Betterment currently only operates in the United States, and for regulatory reasons cannot accept international customers residing outside the United States. This includes U.S. citizens residing and/or working abroad.", "source_url": "https://www.betterment.com/help/account-eligibility", "source_title": "Betterment Help: Who is eligible to use Betterment?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "global", "row_id": "betterment-abroad--global" }, { "id": "firstrade-abroad", "institution": "firstrade", "countries": [ "global" ], "product": "Brokerage account (new applications)", "status": "refuses", "note": "Firstrade accepts international clients, but only non-US persons. Its help centre says it doesn't accept new applications from US citizens or permanent residents living abroad.", "evidence": "Firstrade does not accept new applications from U.S. citizens or permanent residents living abroad.", "source_url": "https://help.firstrade.info/en/articles/9268389-i-am-a-u-s-citizen-living-abroad-permanently-what-type-of-account-should-i-open", "source_title": "Firstrade Help Center: I am a U.S. citizen living abroad permanently (article dated May 1, 2024)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "global", "row_id": "firstrade-abroad--global" }, { "id": "revolut-trading", "institution": "revolut", "countries": [ "global" ], "product": "Stock trading (Revolut's non-US entities)", "status": "refuses", "note": "Revolut's trading entities outside the US can't serve US persons (citizens or residents) living outside the US. Only Revolut's US entity serves US persons, and only those residing in the US. The page says nothing about Revolut's everyday account.", "evidence": "For regulatory reasons, Revolut trading entities outside the US can't provide services to US persons (i.e. a citizen or resident of the US living outside the US).", "source_url": "https://help.revolut.com/help/wealth/stocks/licences-regulations/can-i-have-a-trading-account-if-im-a-us-person/", "source_title": "Revolut Help: Can I have a trading account if I'm a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "global", "row_id": "revolut-trading--global" }, { "id": "wealthfront-abroad", "institution": "wealthfront", "countries": [ "global" ], "product": "Robo-advisor & cash accounts", "status": "refuses", "note": "Wealthfront requires an SSN, a permanent US residential address and current US residence. It says it can't support clients living outside the US, including US citizens abroad. The page mentions a possible exception for active-duty military and US government employees.", "evidence": "We cannot support clients residing outside of the U.S., including U.S. citizens residing abroad.", "source_url": "https://support.wealthfront.com/hc/en-us/articles/209335546-I-live-outside-of-the-U-S-Can-I-open-an-account", "source_title": "Wealthfront Support: I live outside of the U.S. Can I open an account?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "global", "row_id": "wealthfront-abroad--global" }, { "id": "superhero-w9", "institution": "superhero", "countries": [ "australia" ], "product": "Share trading account", "status": "open", "note": "Superhero says it lodges a W-9 instead of a W-8BEN 'if you are a US citizen', so US citizens can trade. You need to be an Australian resident with a TFN or equivalent.", "evidence": "Superhero uses this information to create and lodge a W-8BEN form with the US Tax Office (IRS), or W9 if you are a US citizen.", "source_url": "https://support.superhero.com.au/hc/en-au/articles/14787874865167-Tax-on-Personal-Accounts", "source_title": "Superhero Support: Tax on Personal Accounts", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "australia", "row_id": "superhero-w9--australia" }, { "id": "commsec-intl", "institution": "commsec", "countries": [ "australia" ], "product": "International Shares Account", "status": "restricted", "note": "CommSec's International Shares client guide warns that US citizens may not be able to open an International Shares Account, which is the CommSec product for trading US and other overseas shares. This entry doesn't cover the standard Australian shares account.", "evidence": "If you are a U.S. citizen, or do not meet the eligibility criteria above, you may not be able to apply and open an International Shares Account successfully.", "source_url": "https://www.commsec.com.au/content/dam/EN/PDFs/FSG/International_Shares_Client_Guide.pdf", "source_title": "CommSec International Shares Client Guide (PDF)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "australia", "row_id": "commsec-intl--australia" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "australia", "row_id": "degiro-us-persons--australia" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "australia", "row_id": "trading212-us-persons--australia" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "australia", "row_id": "wise-interest-stocks--australia" }, { "id": "questrade-fatca", "institution": "questrade", "countries": [ "canada" ], "product": "Brokerage accounts", "status": "open", "note": "Questrade's FATCA page is written for clients who are US persons: they complete a W-9 and Questrade reports to the CRA, which passes the data to the IRS. This implies US citizens living in Canada can hold accounts.", "evidence": "If you are a U.S. person, you've likely completed a W-9 form ... Questrade sends this information to the CRA annually, which the CRA then sends to the IRS as required.", "source_url": "https://www.questrade.com/learning/using-questrade/complying-with-fatca-foreign-account-tax-compliance-act", "source_title": "Questrade: Complying with FATCA", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "canada", "row_id": "questrade-fatca--canada" }, { "id": "wealthsimple-us-citizens", "institution": "wealthsimple", "countries": [ "canada" ], "product": "Investing accounts (RRSP, non-registered, TFSA)", "status": "open", "note": "Wealthsimple's help centre advises US citizens and green-card holders living in Canada on which account types to use. It says RRSPs and non-registered accounts are OK. It warns that TFSAs and RESPs usually aren't tax-sheltered for IRS purposes, and that Canadian ETFs are PFICs. Eligibility only requires that you live in Canada and have a SIN.", "evidence": "If you are a U.S. citizen or green card holder and you live in Canada, you need to report your worldwide income to both the Canada Revenue Agency (CRA) and the U.S. Internal Revenue Service (IRS).", "source_url": "https://help.wealthsimple.com/hc/en-ca/articles/4412120555163-Understanding-US-dual-citizenship-and-registered-accounts", "source_title": "Wealthsimple Help: Understanding US dual citizenship and registered accounts", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "canada", "row_id": "wealthsimple-us-citizens--canada" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "canada", "row_id": "wise-interest-stocks--canada" }, { "id": "ibkr-priips", "institution": "interactive-brokers", "countries": [ "germany", "united-kingdom", "france", "netherlands", "spain", "portugal", "italy", "ireland" ], "product": "US-listed ETFs (e.g. VOO, VTI)", "status": "restricted", "note": "Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer.", "evidence": "U.S. clients are not impacted by PRIIPs, so the issuers of U.S. listed ETFs usually do not create KIDs. This means that EEA and UK retail clients do not have access to such products.", "source_url": "https://www.interactivebrokers.com/lib/cstools/faq/content/1136192471", "source_title": "IBKR FAQ: PRIIPs regulation", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "france", "row_id": "ibkr-priips--france" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "france", "row_id": "degiro-us-persons--france" }, { "id": "lightyear-us-persons", "institution": "lightyear", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "united-kingdom" ], "product": "Investment account", "status": "refuses", "note": "Lightyear lists 'tax resident or citizen of the United States' among the reasons it can't open an account, even for residents of its UK/EU service area.", "evidence": "If you are a tax resident or citizen of the United States, or if certain legal or regulatory restrictions apply in other cases.", "source_url": "https://lightyear.com/en-eu/help/getting-verified/what-services-do-you-offer-and-who-is-eligible", "source_title": "Lightyear Help: What services do you offer and who is eligible?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "france", "row_id": "lightyear-us-persons--france" }, { "id": "saxo-us-persons", "institution": "saxo", "countries": [ "united-kingdom", "switzerland", "netherlands", "france", "italy", "singapore", "uae", "japan" ], "product": "Trading & investment accounts", "status": "refuses", "note": "Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide.", "evidence": "Saxo is unable to offer services to individuals or entities classified as US persons due to regulatory constraints.", "source_url": "https://www.help.saxo/hc/en-us/articles/360054499492-Can-a-US-person-have-an-account-with-Saxo", "source_title": "Saxo Help Center: Can a US person have an account with Saxo? (updated March 23, 2026)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "france", "row_id": "saxo-us-persons--france" }, { "id": "scalable-us-persons", "institution": "scalable-capital", "countries": [ "germany", "italy", "spain", "france", "netherlands" ], "product": "Broker / Wealth / Overnight account", "status": "refuses", "note": "One of Scalable Capital's sign-up requirements is that you are not subject to US taxation. The service is open to residents of Germany, Austria, Italy, Spain, metropolitan France and the Netherlands.", "evidence": "You are not subject to US taxation (not a \"US person\" under US tax law).", "source_url": "https://help.scalable.capital/en/account-opening-09f032ac/what-are-the-requirements-to-sign-up-for-scalable-capita-01f87bbc", "source_title": "Scalable Capital FAQ: What are the requirements to sign up?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "france", "row_id": "scalable-us-persons--france" }, { "id": "trade-republic-us-persons", "institution": "trade-republic", "countries": [ "germany", "france", "spain", "italy", "netherlands", "ireland", "portugal" ], "product": "Securities & cash account", "status": "refuses", "note": "Trade Republic doesn't accept US persons ('FATCA customers'), including US citizens and dual citizens, Green Card holders, anyone born on US territory, and other US taxpayers. Countries listed are Trade Republic markets covered by this site.", "evidence": "US persons aren't eligible to open an account with us. In a nutshell, we don't accept customers who are US citizens or who are taxable persons in the United States (known as FATCA customers).", "source_url": "https://support.traderepublic.com/en-nl/729-Can-I-open-a-securities-account-if-I-am-a-US-person", "source_title": "Trade Republic Support: Can I open an account if I'm from the United States?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "france", "row_id": "trade-republic-us-persons--france" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "france", "row_id": "trading212-us-persons--france" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "france", "row_id": "wise-interest-stocks--france" }, { "id": "fondssupermarkt-us", "institution": "fondssupermarkt", "countries": [ "germany" ], "product": "Fund depot for US taxpayers", "status": "open", "note": "FondsSuperMarkt, a German fund broker, advertises a depot for US taxpayers who don't live in the US. You apply on paper and include a W-9 with your SSN. It isn't available if you live in the US. Note: most EU funds are PFICs for US taxpayers.", "evidence": "Mit FondsSuperMarkt als Fondsvermittler haben Sie als US-Steuerpflichtiger ohne Wohnsitz in den USA trotzdem die Möglichkeit, ein Depot zu eröffnen", "source_url": "https://www.fonds-super-markt.de/konditionen/depot-fuer-us-buerger/", "source_title": "FondsSuperMarkt: Depot für US-Bürger", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "germany", "row_id": "fondssupermarkt-us--germany" }, { "id": "ibkr-priips", "institution": "interactive-brokers", "countries": [ "germany", "united-kingdom", "france", "netherlands", "spain", "portugal", "italy", "ireland" ], "product": "US-listed ETFs (e.g. VOO, VTI)", "status": "restricted", "note": "Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer.", "evidence": "U.S. clients are not impacted by PRIIPs, so the issuers of U.S. listed ETFs usually do not create KIDs. This means that EEA and UK retail clients do not have access to such products.", "source_url": "https://www.interactivebrokers.com/lib/cstools/faq/content/1136192471", "source_title": "IBKR FAQ: PRIIPs regulation", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "germany", "row_id": "ibkr-priips--germany" }, { "id": "consorsbank-w9", "institution": "consorsbank", "countries": [ "germany" ], "product": "Current account / securities depot", "status": "unclear", "note": "Consorsbank's official pages point in different directions. Its tax FAQ and tax-information page explain that US persons (US citizens including dual citizens, US-born, US-resident) must submit a Form W-9 with a valid SSN/TIN, and that new customers with US indicia submit a W-9. That implies US persons can be customers, but neither page says outright that it opens accounts for them. Its website disclaimer, by contrast, says the offers on its website are expressly not directed at US persons as defined in Regulation S of the US Securities Act 1933. That may be standard securities-offering language rather than an account-opening rule, but we can't confirm either way from official sources. Ask Consorsbank directly before applying.", "evidence": "Sie brauchen das W-9 Formular, wenn Sie in den USA unbeschränkt steuerpflichtig sind. Mit dem W-9 Formular identifizieren wir sogenannte US-Personen.", "source_url": "https://www.consorsbank.de/web/Wissen/FAQ/steuer/W-9-Formular", "source_title": "Consorsbank FAQ: Wann brauche ich das W-9 Formular?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "other_sources": [ { "title": "Consorsbank: Nutzungshinweise und Disclaimer", "url": "https://www.consorsbank.de/web/Service/Disclaimer", "evidence": "Die Angebote, die Sie auf den Webseiten der Consorsbank finden, richten sich ausdrücklich nicht an Personen in Ländern, die das Vorhalten bzw. den Aufruf der darin eingestellten Inhalte untersagen, insbesondere nicht an US-Personen im Sinne der Regulation S des US Securities Act 1933" }, { "title": "Consorsbank: Steuerinformationen (FATCA)", "url": "https://www.consorsbank.de/web/Service/Steuer", "evidence": "Neukunden müssen zwingend eine Selbstauskunft abgeben, bei US-Bezug (siehe Indizien) ein W9-Formular zur Bestätigung inklusive US-Steuernummer (TIN)." } ], "country": "germany", "row_id": "consorsbank-w9--germany" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "germany", "row_id": "degiro-us-persons--germany" }, { "id": "lightyear-us-persons", "institution": "lightyear", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "united-kingdom" ], "product": "Investment account", "status": "refuses", "note": "Lightyear lists 'tax resident or citizen of the United States' among the reasons it can't open an account, even for residents of its UK/EU service area.", "evidence": "If you are a tax resident or citizen of the United States, or if certain legal or regulatory restrictions apply in other cases.", "source_url": "https://lightyear.com/en-eu/help/getting-verified/what-services-do-you-offer-and-who-is-eligible", "source_title": "Lightyear Help: What services do you offer and who is eligible?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "germany", "row_id": "lightyear-us-persons--germany" }, { "id": "scalable-us-persons", "institution": "scalable-capital", "countries": [ "germany", "italy", "spain", "france", "netherlands" ], "product": "Broker / Wealth / Overnight account", "status": "refuses", "note": "One of Scalable Capital's sign-up requirements is that you are not subject to US taxation. The service is open to residents of Germany, Austria, Italy, Spain, metropolitan France and the Netherlands.", "evidence": "You are not subject to US taxation (not a \"US person\" under US tax law).", "source_url": "https://help.scalable.capital/en/account-opening-09f032ac/what-are-the-requirements-to-sign-up-for-scalable-capita-01f87bbc", "source_title": "Scalable Capital FAQ: What are the requirements to sign up?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "germany", "row_id": "scalable-us-persons--germany" }, { "id": "trade-republic-us-persons", "institution": "trade-republic", "countries": [ "germany", "france", "spain", "italy", "netherlands", "ireland", "portugal" ], "product": "Securities & cash account", "status": "refuses", "note": "Trade Republic doesn't accept US persons ('FATCA customers'), including US citizens and dual citizens, Green Card holders, anyone born on US territory, and other US taxpayers. Countries listed are Trade Republic markets covered by this site.", "evidence": "US persons aren't eligible to open an account with us. In a nutshell, we don't accept customers who are US citizens or who are taxable persons in the United States (known as FATCA customers).", "source_url": "https://support.traderepublic.com/en-nl/729-Can-I-open-a-securities-account-if-I-am-a-US-person", "source_title": "Trade Republic Support: Can I open an account if I'm from the United States?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "germany", "row_id": "trade-republic-us-persons--germany" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "germany", "row_id": "trading212-us-persons--germany" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "germany", "row_id": "wise-interest-stocks--germany" }, { "id": "ibkr-priips", "institution": "interactive-brokers", "countries": [ "germany", "united-kingdom", "france", "netherlands", "spain", "portugal", "italy", "ireland" ], "product": "US-listed ETFs (e.g. VOO, VTI)", "status": "restricted", "note": "Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer.", "evidence": "U.S. clients are not impacted by PRIIPs, so the issuers of U.S. listed ETFs usually do not create KIDs. This means that EEA and UK retail clients do not have access to such products.", "source_url": "https://www.interactivebrokers.com/lib/cstools/faq/content/1136192471", "source_title": "IBKR FAQ: PRIIPs regulation", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "ireland", "row_id": "ibkr-priips--ireland" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "ireland", "row_id": "degiro-us-persons--ireland" }, { "id": "lightyear-us-persons", "institution": "lightyear", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "united-kingdom" ], "product": "Investment account", "status": "refuses", "note": "Lightyear lists 'tax resident or citizen of the United States' among the reasons it can't open an account, even for residents of its UK/EU service area.", "evidence": "If you are a tax resident or citizen of the United States, or if certain legal or regulatory restrictions apply in other cases.", "source_url": "https://lightyear.com/en-eu/help/getting-verified/what-services-do-you-offer-and-who-is-eligible", "source_title": "Lightyear Help: What services do you offer and who is eligible?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "ireland", "row_id": "lightyear-us-persons--ireland" }, { "id": "trade-republic-us-persons", "institution": "trade-republic", "countries": [ "germany", "france", "spain", "italy", "netherlands", "ireland", "portugal" ], "product": "Securities & cash account", "status": "refuses", "note": "Trade Republic doesn't accept US persons ('FATCA customers'), including US citizens and dual citizens, Green Card holders, anyone born on US territory, and other US taxpayers. Countries listed are Trade Republic markets covered by this site.", "evidence": "US persons aren't eligible to open an account with us. In a nutshell, we don't accept customers who are US citizens or who are taxable persons in the United States (known as FATCA customers).", "source_url": "https://support.traderepublic.com/en-nl/729-Can-I-open-a-securities-account-if-I-am-a-US-person", "source_title": "Trade Republic Support: Can I open an account if I'm from the United States?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "ireland", "row_id": "trade-republic-us-persons--ireland" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "ireland", "row_id": "trading212-us-persons--ireland" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "ireland", "row_id": "wise-interest-stocks--ireland" }, { "id": "fineco-us", "institution": "fineco", "countries": [ "italy" ], "product": "Conto Fineco (bank + trading)", "status": "open", "note": "Fineco's account-opening FAQ tells US persons how to apply: give your Social Security Number and sign a W-9 online. One catch: joint accounts must be all US persons or all non-US persons. Mixed US/non-US joint accounts aren't accepted, which matters for mixed-nationality couples.", "evidence": "Se sei US Person, per completare la richiesta di apertura del conto devi comunicare il Social Security Number ai fini della precompilazione e contestuale sottoscrizione online del modello W9.", "source_url": "https://help.finecobank.com/it/FAQ/FAQ-Banking.html", "source_title": "FinecoBank FAQ Banking: Come indicare nel processo di apri conto se sei una US Person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "italy", "row_id": "fineco-us--italy" }, { "id": "ibkr-priips", "institution": "interactive-brokers", "countries": [ "germany", "united-kingdom", "france", "netherlands", "spain", "portugal", "italy", "ireland" ], "product": "US-listed ETFs (e.g. VOO, VTI)", "status": "restricted", "note": "Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer.", "evidence": "U.S. clients are not impacted by PRIIPs, so the issuers of U.S. listed ETFs usually do not create KIDs. This means that EEA and UK retail clients do not have access to such products.", "source_url": "https://www.interactivebrokers.com/lib/cstools/faq/content/1136192471", "source_title": "IBKR FAQ: PRIIPs regulation", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "italy", "row_id": "ibkr-priips--italy" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "italy", "row_id": "degiro-us-persons--italy" }, { "id": "lightyear-us-persons", "institution": "lightyear", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "united-kingdom" ], "product": "Investment account", "status": "refuses", "note": "Lightyear lists 'tax resident or citizen of the United States' among the reasons it can't open an account, even for residents of its UK/EU service area.", "evidence": "If you are a tax resident or citizen of the United States, or if certain legal or regulatory restrictions apply in other cases.", "source_url": "https://lightyear.com/en-eu/help/getting-verified/what-services-do-you-offer-and-who-is-eligible", "source_title": "Lightyear Help: What services do you offer and who is eligible?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "italy", "row_id": "lightyear-us-persons--italy" }, { "id": "saxo-us-persons", "institution": "saxo", "countries": [ "united-kingdom", "switzerland", "netherlands", "france", "italy", "singapore", "uae", "japan" ], "product": "Trading & investment accounts", "status": "refuses", "note": "Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide.", "evidence": "Saxo is unable to offer services to individuals or entities classified as US persons due to regulatory constraints.", "source_url": "https://www.help.saxo/hc/en-us/articles/360054499492-Can-a-US-person-have-an-account-with-Saxo", "source_title": "Saxo Help Center: Can a US person have an account with Saxo? (updated March 23, 2026)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "italy", "row_id": "saxo-us-persons--italy" }, { "id": "scalable-us-persons", "institution": "scalable-capital", "countries": [ "germany", "italy", "spain", "france", "netherlands" ], "product": "Broker / Wealth / Overnight account", "status": "refuses", "note": "One of Scalable Capital's sign-up requirements is that you are not subject to US taxation. The service is open to residents of Germany, Austria, Italy, Spain, metropolitan France and the Netherlands.", "evidence": "You are not subject to US taxation (not a \"US person\" under US tax law).", "source_url": "https://help.scalable.capital/en/account-opening-09f032ac/what-are-the-requirements-to-sign-up-for-scalable-capita-01f87bbc", "source_title": "Scalable Capital FAQ: What are the requirements to sign up?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "italy", "row_id": "scalable-us-persons--italy" }, { "id": "trade-republic-us-persons", "institution": "trade-republic", "countries": [ "germany", "france", "spain", "italy", "netherlands", "ireland", "portugal" ], "product": "Securities & cash account", "status": "refuses", "note": "Trade Republic doesn't accept US persons ('FATCA customers'), including US citizens and dual citizens, Green Card holders, anyone born on US territory, and other US taxpayers. Countries listed are Trade Republic markets covered by this site.", "evidence": "US persons aren't eligible to open an account with us. In a nutshell, we don't accept customers who are US citizens or who are taxable persons in the United States (known as FATCA customers).", "source_url": "https://support.traderepublic.com/en-nl/729-Can-I-open-a-securities-account-if-I-am-a-US-person", "source_title": "Trade Republic Support: Can I open an account if I'm from the United States?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "italy", "row_id": "trade-republic-us-persons--italy" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "italy", "row_id": "trading212-us-persons--italy" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "italy", "row_id": "wise-interest-stocks--italy" }, { "id": "rakuten-us", "institution": "rakuten-securities", "countries": [ "japan" ], "product": "Foreign stocks (incl. US stocks & ETFs)", "status": "restricted", "note": "Rakuten Securities restricts US citizens, green-card holders and US residents from trading all foreign stocks, because it isn't registered to provide securities services to US persons. Domestic Japanese products aren't covered by this restriction.", "evidence": "米国法令上、米国人・グリーンカード保有者（米国永住権所有者）・米国居住者の下記商品のお取引を制限しております。外国株式の全銘柄", "source_url": "https://www.rakuten-sec.co.jp/web/domestic/stock/rule/us_citizenship_caution.html", "source_title": "楽天証券: 米国人・グリーンカード保有者・米国居住者への取引制限について", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "japan", "row_id": "rakuten-us--japan" }, { "id": "sbi-us", "institution": "sbi-securities", "countries": [ "japan" ], "product": "Foreign stock trading account", "status": "restricted", "note": "To open SBI Securities' foreign-stock trading account, you must not be a US citizen, green-card holder or US resident. The page doesn't address domestic accounts.", "evidence": "米国人・グリーンカード（米国永住権）保有者・米国居住者でないお客様。", "source_url": "https://faq.sbisec.co.jp/answer/5ec23e31d31ea500111ec169/", "source_title": "SBI証券 FAQ: 外国株式取引の開始基準はありますか？", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "japan", "row_id": "sbi-us--japan" }, { "id": "saxo-us-persons", "institution": "saxo", "countries": [ "united-kingdom", "switzerland", "netherlands", "france", "italy", "singapore", "uae", "japan" ], "product": "Trading & investment accounts", "status": "refuses", "note": "Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide.", "evidence": "Saxo is unable to offer services to individuals or entities classified as US persons due to regulatory constraints.", "source_url": "https://www.help.saxo/hc/en-us/articles/360054499492-Can-a-US-person-have-an-account-with-Saxo", "source_title": "Saxo Help Center: Can a US person have an account with Saxo? (updated March 23, 2026)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "japan", "row_id": "saxo-us-persons--japan" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "mexico", "row_id": "trading212-us-persons--mexico" }, { "id": "bunq-ssn", "institution": "bunq", "countries": [ "netherlands" ], "product": "Personal account", "status": "open", "note": "bunq says US persons must give a Social Security Number (or a Certificate of Loss of Nationality) to keep their bunq account active. In other words, US persons can hold accounts if they provide an SSN. bunq operates across the EEA, but this site only maps it to the Netherlands so far.", "evidence": "U.S. persons must provide a Social Security Number or Certificate of Loss of Nationality to keep their bunq account active.", "source_url": "https://help.bunq.com/articles/should-i-also-provide-my-social-security-number-(ssn)", "source_title": "bunq Help: Should I also provide my Social Security Number (SSN)?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "netherlands", "row_id": "bunq-ssn--netherlands" }, { "id": "ibkr-priips", "institution": "interactive-brokers", "countries": [ "germany", "united-kingdom", "france", "netherlands", "spain", "portugal", "italy", "ireland" ], "product": "US-listed ETFs (e.g. VOO, VTI)", "status": "restricted", "note": "Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer.", "evidence": "U.S. clients are not impacted by PRIIPs, so the issuers of U.S. listed ETFs usually do not create KIDs. This means that EEA and UK retail clients do not have access to such products.", "source_url": "https://www.interactivebrokers.com/lib/cstools/faq/content/1136192471", "source_title": "IBKR FAQ: PRIIPs regulation", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "netherlands", "row_id": "ibkr-priips--netherlands" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "netherlands", "row_id": "degiro-us-persons--netherlands" }, { "id": "lightyear-us-persons", "institution": "lightyear", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "united-kingdom" ], "product": "Investment account", "status": "refuses", "note": "Lightyear lists 'tax resident or citizen of the United States' among the reasons it can't open an account, even for residents of its UK/EU service area.", "evidence": "If you are a tax resident or citizen of the United States, or if certain legal or regulatory restrictions apply in other cases.", "source_url": "https://lightyear.com/en-eu/help/getting-verified/what-services-do-you-offer-and-who-is-eligible", "source_title": "Lightyear Help: What services do you offer and who is eligible?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "netherlands", "row_id": "lightyear-us-persons--netherlands" }, { "id": "saxo-us-persons", "institution": "saxo", "countries": [ "united-kingdom", "switzerland", "netherlands", "france", "italy", "singapore", "uae", "japan" ], "product": "Trading & investment accounts", "status": "refuses", "note": "Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide.", "evidence": "Saxo is unable to offer services to individuals or entities classified as US persons due to regulatory constraints.", "source_url": "https://www.help.saxo/hc/en-us/articles/360054499492-Can-a-US-person-have-an-account-with-Saxo", "source_title": "Saxo Help Center: Can a US person have an account with Saxo? (updated March 23, 2026)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "netherlands", "row_id": "saxo-us-persons--netherlands" }, { "id": "scalable-us-persons", "institution": "scalable-capital", "countries": [ "germany", "italy", "spain", "france", "netherlands" ], "product": "Broker / Wealth / Overnight account", "status": "refuses", "note": "One of Scalable Capital's sign-up requirements is that you are not subject to US taxation. The service is open to residents of Germany, Austria, Italy, Spain, metropolitan France and the Netherlands.", "evidence": "You are not subject to US taxation (not a \"US person\" under US tax law).", "source_url": "https://help.scalable.capital/en/account-opening-09f032ac/what-are-the-requirements-to-sign-up-for-scalable-capita-01f87bbc", "source_title": "Scalable Capital FAQ: What are the requirements to sign up?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "netherlands", "row_id": "scalable-us-persons--netherlands" }, { "id": "trade-republic-us-persons", "institution": "trade-republic", "countries": [ "germany", "france", "spain", "italy", "netherlands", "ireland", "portugal" ], "product": "Securities & cash account", "status": "refuses", "note": "Trade Republic doesn't accept US persons ('FATCA customers'), including US citizens and dual citizens, Green Card holders, anyone born on US territory, and other US taxpayers. Countries listed are Trade Republic markets covered by this site.", "evidence": "US persons aren't eligible to open an account with us. In a nutshell, we don't accept customers who are US citizens or who are taxable persons in the United States (known as FATCA customers).", "source_url": "https://support.traderepublic.com/en-nl/729-Can-I-open-a-securities-account-if-I-am-a-US-person", "source_title": "Trade Republic Support: Can I open an account if I'm from the United States?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "netherlands", "row_id": "trade-republic-us-persons--netherlands" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "netherlands", "row_id": "trading212-us-persons--netherlands" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "netherlands", "row_id": "wise-interest-stocks--netherlands" }, { "id": "ibkr-priips", "institution": "interactive-brokers", "countries": [ "germany", "united-kingdom", "france", "netherlands", "spain", "portugal", "italy", "ireland" ], "product": "US-listed ETFs (e.g. VOO, VTI)", "status": "restricted", "note": "Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer.", "evidence": "U.S. clients are not impacted by PRIIPs, so the issuers of U.S. listed ETFs usually do not create KIDs. This means that EEA and UK retail clients do not have access to such products.", "source_url": "https://www.interactivebrokers.com/lib/cstools/faq/content/1136192471", "source_title": "IBKR FAQ: PRIIPs regulation", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "portugal", "row_id": "ibkr-priips--portugal" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "portugal", "row_id": "degiro-us-persons--portugal" }, { "id": "lightyear-us-persons", "institution": "lightyear", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "united-kingdom" ], "product": "Investment account", "status": "refuses", "note": "Lightyear lists 'tax resident or citizen of the United States' among the reasons it can't open an account, even for residents of its UK/EU service area.", "evidence": "If you are a tax resident or citizen of the United States, or if certain legal or regulatory restrictions apply in other cases.", "source_url": "https://lightyear.com/en-eu/help/getting-verified/what-services-do-you-offer-and-who-is-eligible", "source_title": "Lightyear Help: What services do you offer and who is eligible?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "portugal", "row_id": "lightyear-us-persons--portugal" }, { "id": "trade-republic-us-persons", "institution": "trade-republic", "countries": [ "germany", "france", "spain", "italy", "netherlands", "ireland", "portugal" ], "product": "Securities & cash account", "status": "refuses", "note": "Trade Republic doesn't accept US persons ('FATCA customers'), including US citizens and dual citizens, Green Card holders, anyone born on US territory, and other US taxpayers. Countries listed are Trade Republic markets covered by this site.", "evidence": "US persons aren't eligible to open an account with us. In a nutshell, we don't accept customers who are US citizens or who are taxable persons in the United States (known as FATCA customers).", "source_url": "https://support.traderepublic.com/en-nl/729-Can-I-open-a-securities-account-if-I-am-a-US-person", "source_title": "Trade Republic Support: Can I open an account if I'm from the United States?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "portugal", "row_id": "trade-republic-us-persons--portugal" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "portugal", "row_id": "trading212-us-persons--portugal" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "portugal", "row_id": "wise-interest-stocks--portugal" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "singapore", "row_id": "degiro-us-persons--singapore" }, { "id": "endowus-us", "institution": "endowus", "countries": [ "singapore" ], "product": "Investment platform", "status": "refuses", "note": "Endowus can't open accounts for US citizens, green-card holders, US tax residents or anyone with a US address. It refers US persons to LEO Wealth, a cross-border adviser, and says it receives a referral fee for doing so.", "evidence": "Unfortunately, we are currently unable to open accounts for US persons (US Citizens, US Green Card Holders, or US Tax Residents).", "source_url": "https://help.endowus.com/hc/en-sg/articles/360000512473-Does-Endowus-open-accounts-for-US-citizens-or-US-based-persons-SG", "source_title": "Endowus Help: Does Endowus open accounts for US citizens or US-based persons? (updated 19 Feb 2025)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "singapore", "row_id": "endowus-us--singapore" }, { "id": "saxo-us-persons", "institution": "saxo", "countries": [ "united-kingdom", "switzerland", "netherlands", "france", "italy", "singapore", "uae", "japan" ], "product": "Trading & investment accounts", "status": "refuses", "note": "Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide.", "evidence": "Saxo is unable to offer services to individuals or entities classified as US persons due to regulatory constraints.", "source_url": "https://www.help.saxo/hc/en-us/articles/360054499492-Can-a-US-person-have-an-account-with-Saxo", "source_title": "Saxo Help Center: Can a US person have an account with Saxo? (updated March 23, 2026)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "singapore", "row_id": "saxo-us-persons--singapore" }, { "id": "stashaway-sg-us", "institution": "stashaway", "countries": [ "singapore" ], "product": "Robo-advisor portfolios", "status": "refuses", "note": "StashAway Singapore's help centre has a dedicated 'I'm a US Tax Resident; can I open an account?' article, and search-index copies say US tax residents can't open accounts. The page loads its answer with JavaScript, so this was checked against the search-index copy. Re-check it manually.", "evidence": "US tax residents have not been accepted (search-index summary of the official help article)", "source_url": "https://www.stashaway.sg/help-center/115001845214-im-a-us-tax-resident-can-i-open-an-account", "source_title": "StashAway Singapore: I'm a US Tax Resident; can I open an account?", "confidence": "official", "verified_via": "search index (answer rendered client-side)", "last_confirmed": "2026-10-19", "country": "singapore", "row_id": "stashaway-sg-us--singapore" }, { "id": "syfe-us", "institution": "syfe", "countries": [ "singapore" ], "product": "Managed portfolios / brokerage / cash", "status": "refuses", "note": "Syfe says its offerings aren't available to US citizens or US residents. If you become a US person, Syfe may close your account after giving you time to redeem your investments.", "evidence": "Due to regulatory restrictions, Syfe's offerings are currently not available to US citizens or US residents.", "source_url": "https://help.syfe.com/hc/en-us/articles/50702075613465-Can-I-open-an-account-if-I-am-not-a-Singaporean", "source_title": "Syfe Help: Can I open an account if I am not a Singaporean?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "singapore", "row_id": "syfe-us--singapore" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "singapore", "row_id": "wise-interest-stocks--singapore" }, { "id": "ibkr-priips", "institution": "interactive-brokers", "countries": [ "germany", "united-kingdom", "france", "netherlands", "spain", "portugal", "italy", "ireland" ], "product": "US-listed ETFs (e.g. VOO, VTI)", "status": "restricted", "note": "Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer.", "evidence": "U.S. clients are not impacted by PRIIPs, so the issuers of U.S. listed ETFs usually do not create KIDs. This means that EEA and UK retail clients do not have access to such products.", "source_url": "https://www.interactivebrokers.com/lib/cstools/faq/content/1136192471", "source_title": "IBKR FAQ: PRIIPs regulation", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "spain", "row_id": "ibkr-priips--spain" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "spain", "row_id": "degiro-us-persons--spain" }, { "id": "indexa-us", "institution": "indexa-capital", "countries": [ "spain" ], "product": "Fund portfolios / pension plans", "status": "refuses", "note": "Indexa doesn't open accounts for US persons. It explains that US rules and fund managers' own restrictions (it names Vanguard) would stop it from investing additional contributions or rebalancing.", "evidence": "No abrimos cuentas a clientes con nacionalidad estadounidense (US person)", "source_url": "https://support.indexacapital.com/es/esp/apertura-cuenta-otros-paises", "source_title": "Indexa Capital Support: Inversión para residentes fuera de la UE...", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "spain", "row_id": "indexa-us--spain" }, { "id": "lightyear-us-persons", "institution": "lightyear", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "united-kingdom" ], "product": "Investment account", "status": "refuses", "note": "Lightyear lists 'tax resident or citizen of the United States' among the reasons it can't open an account, even for residents of its UK/EU service area.", "evidence": "If you are a tax resident or citizen of the United States, or if certain legal or regulatory restrictions apply in other cases.", "source_url": "https://lightyear.com/en-eu/help/getting-verified/what-services-do-you-offer-and-who-is-eligible", "source_title": "Lightyear Help: What services do you offer and who is eligible?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "spain", "row_id": "lightyear-us-persons--spain" }, { "id": "scalable-us-persons", "institution": "scalable-capital", "countries": [ "germany", "italy", "spain", "france", "netherlands" ], "product": "Broker / Wealth / Overnight account", "status": "refuses", "note": "One of Scalable Capital's sign-up requirements is that you are not subject to US taxation. The service is open to residents of Germany, Austria, Italy, Spain, metropolitan France and the Netherlands.", "evidence": "You are not subject to US taxation (not a \"US person\" under US tax law).", "source_url": "https://help.scalable.capital/en/account-opening-09f032ac/what-are-the-requirements-to-sign-up-for-scalable-capita-01f87bbc", "source_title": "Scalable Capital FAQ: What are the requirements to sign up?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "spain", "row_id": "scalable-us-persons--spain" }, { "id": "trade-republic-us-persons", "institution": "trade-republic", "countries": [ "germany", "france", "spain", "italy", "netherlands", "ireland", "portugal" ], "product": "Securities & cash account", "status": "refuses", "note": "Trade Republic doesn't accept US persons ('FATCA customers'), including US citizens and dual citizens, Green Card holders, anyone born on US territory, and other US taxpayers. Countries listed are Trade Republic markets covered by this site.", "evidence": "US persons aren't eligible to open an account with us. In a nutshell, we don't accept customers who are US citizens or who are taxable persons in the United States (known as FATCA customers).", "source_url": "https://support.traderepublic.com/en-nl/729-Can-I-open-a-securities-account-if-I-am-a-US-person", "source_title": "Trade Republic Support: Can I open an account if I'm from the United States?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "spain", "row_id": "trade-republic-us-persons--spain" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "spain", "row_id": "trading212-us-persons--spain" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "spain", "row_id": "wise-interest-stocks--spain" }, { "id": "degiro-us-persons", "institution": "degiro", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "switzerland", "australia", "singapore" ], "product": "Brokerage account", "status": "refuses", "note": "DEGIRO says it can't offer services to US persons even if they live outside the US, because it would have to comply with US tax reporting, sanctions and conduct rules. Countries listed are DEGIRO's accepted residence countries that overlap with this site's coverage.", "evidence": "Unfortunately, we cannot offer our services to you if you are a US person.", "source_url": "https://www.degiro.com/uk/helpdesk/become-client/can-i-become-client-us-person", "source_title": "DEGIRO Helpdesk: Can I become a client as a US person?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "switzerland", "row_id": "degiro-us-persons--switzerland" }, { "id": "saxo-us-persons", "institution": "saxo", "countries": [ "united-kingdom", "switzerland", "netherlands", "france", "italy", "singapore", "uae", "japan" ], "product": "Trading & investment accounts", "status": "refuses", "note": "Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide.", "evidence": "Saxo is unable to offer services to individuals or entities classified as US persons due to regulatory constraints.", "source_url": "https://www.help.saxo/hc/en-us/articles/360054499492-Can-a-US-person-have-an-account-with-Saxo", "source_title": "Saxo Help Center: Can a US person have an account with Saxo? (updated March 23, 2026)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "switzerland", "row_id": "saxo-us-persons--switzerland" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "switzerland", "row_id": "trading212-us-persons--switzerland" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "switzerland", "row_id": "wise-interest-stocks--switzerland" }, { "id": "yuh-us", "institution": "yuh", "countries": [ "switzerland" ], "product": "Yuh account (banking + trading)", "status": "refuses", "note": "Yuh (Swissquote + PostFinance) says it will refuse to open your account if you give it information or documents showing you're a US person.", "evidence": "If you request the opening of an account and provide to the Bank information and/or document(s) confirming that you are a US person, the Bank will refuse to open your account.", "source_url": "https://www.yuh.com/en/help/fatca/", "source_title": "Yuh: FATCA explained (Q8)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "switzerland", "row_id": "yuh-us--switzerland" }, { "id": "stashaway-th-us", "institution": "stashaway", "countries": [ "thailand" ], "product": "Robo-advisor portfolios", "status": "refuses", "note": "StashAway Thailand's help article 'I'm a US Tax Resident; can I open an account?' says US citizens can't open an account at the moment. The page loads its answer with JavaScript, so this was checked against the search-index copy.", "evidence": "US citizens cannot open an account at the moment (search-index summary of the official help article)", "source_url": "https://www.stashaway.co.th/help-center/4405204417945-im-a-us-tax-resident-can-i-open-an-account", "source_title": "StashAway Thailand: I'm a US Tax Resident; can I open an account?", "confidence": "official", "verified_via": "search index (answer rendered client-side)", "last_confirmed": "2026-10-19", "country": "thailand", "row_id": "stashaway-th-us--thailand" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "thailand", "row_id": "trading212-us-persons--thailand" }, { "id": "sarwa-us", "institution": "sarwa", "countries": [ "uae" ], "product": "Invest / Trade / Save", "status": "refuses", "note": "One of Sarwa's eligibility requirements is that you are not a US citizen, US resident or US tax resident.", "evidence": "Are not a U.S. citizen, U.S. resident, or U.S. tax resident", "source_url": "https://help.sarwa.co/hc/en-us/articles/4407324496017-Who-can-open-a-Sarwa-account", "source_title": "Sarwa Help: Who can open a Sarwa account?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "uae", "row_id": "sarwa-us--uae" }, { "id": "saxo-us-persons", "institution": "saxo", "countries": [ "united-kingdom", "switzerland", "netherlands", "france", "italy", "singapore", "uae", "japan" ], "product": "Trading & investment accounts", "status": "refuses", "note": "Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide.", "evidence": "Saxo is unable to offer services to individuals or entities classified as US persons due to regulatory constraints.", "source_url": "https://www.help.saxo/hc/en-us/articles/360054499492-Can-a-US-person-have-an-account-with-Saxo", "source_title": "Saxo Help Center: Can a US person have an account with Saxo? (updated March 23, 2026)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "uae", "row_id": "saxo-us-persons--uae" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "uae", "row_id": "trading212-us-persons--uae" }, { "id": "moneyfarm-us", "institution": "moneyfarm", "countries": [ "united-kingdom" ], "product": "Investment ISA / GIA / pension", "status": "existing_only", "note": "Moneyfarm stopped accepting new US persons because of FATCA reporting. US persons who opened accounts before March 2021 can keep using them while they live in the UK, but must close them before moving to another country. Moneyfarm had announced 'MoneyFarm welcomes Americans' on July 4, 2016.", "evidence": "Moneyfarm has made the decision to not accept further US persons as customers.", "source_url": "https://www.moneyfarm.com/uk/contact-us/", "source_title": "Moneyfarm UK: FAQ (I am a US Citizen, can I invest with Moneyfarm?)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "moneyfarm-us--united-kingdom" }, { "id": "hl-us-citizens", "institution": "hargreaves-lansdown", "countries": [ "united-kingdom" ], "product": "Fund & Share Account / transfers", "status": "restricted", "note": "HL handles US citizens through manual processes. US citizens can't transfer an investment account in online and must contact HL. US citizens or taxpayers who want to buy US shares need a paper tax form. Online applications require UK tax residency. HL doesn't publish an explicit 'we accept US persons' statement, so ask before you apply.", "evidence": "If you're a US citizen, it's not possible to transfer online. Instead, please contact us so we can help with your transfer.", "source_url": "https://www.hl.co.uk/investment-services/transferring-your-existing-investments/transfer-now", "source_title": "Hargreaves Lansdown: Transfer Now (+ 'Buying overseas shares' help page)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "hl-us-citizens--united-kingdom" }, { "id": "ibkr-priips", "institution": "interactive-brokers", "countries": [ "germany", "united-kingdom", "france", "netherlands", "spain", "portugal", "italy", "ireland" ], "product": "US-listed ETFs (e.g. VOO, VTI)", "status": "restricted", "note": "Under the EU/UK PRIIPs rules, IBKR blocks retail clients based in the EEA or UK from buying products that have no Key Information Document (KID). US-listed ETFs usually have no KID. US citizenship doesn't change this. IBKR's alternatives are European UCITS ETFs, CFDs, or reclassification as an elective professional client. For US taxpayers, UCITS funds are generally PFICs, so talk to an expat tax preparer.", "evidence": "U.S. clients are not impacted by PRIIPs, so the issuers of U.S. listed ETFs usually do not create KIDs. This means that EEA and UK retail clients do not have access to such products.", "source_url": "https://www.interactivebrokers.com/lib/cstools/faq/content/1136192471", "source_title": "IBKR FAQ: PRIIPs regulation", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "ibkr-priips--united-kingdom" }, { "id": "freetrade-us", "institution": "freetrade", "countries": [ "united-kingdom" ], "product": "Investment account / ISA / SIPP", "status": "refuses", "note": "Freetrade says it isn't available to US citizens or anyone with dual US citizenship, citing 'stricter US tax laws'.", "evidence": "At the moment, due to stricter US tax laws, Freetrade isn't available to US citizens or anyone who holds dual US citizenship.", "source_url": "https://help.freetrade.io/en/articles/2750455-is-freetrade-available-to-us-citizens", "source_title": "Freetrade Support: Is Freetrade available to US citizens?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "freetrade-us--united-kingdom" }, { "id": "lightyear-us-persons", "institution": "lightyear", "countries": [ "germany", "france", "netherlands", "spain", "portugal", "italy", "ireland", "united-kingdom" ], "product": "Investment account", "status": "refuses", "note": "Lightyear lists 'tax resident or citizen of the United States' among the reasons it can't open an account, even for residents of its UK/EU service area.", "evidence": "If you are a tax resident or citizen of the United States, or if certain legal or regulatory restrictions apply in other cases.", "source_url": "https://lightyear.com/en-eu/help/getting-verified/what-services-do-you-offer-and-who-is-eligible", "source_title": "Lightyear Help: What services do you offer and who is eligible?", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "lightyear-us-persons--united-kingdom" }, { "id": "nutmeg-us", "institution": "nutmeg", "countries": [ "united-kingdom" ], "product": "Robo-advisor portfolios / ISA / pension", "status": "refuses", "note": "Nutmeg's terms say it doesn't provide portfolios or services to US persons and may close your products if you become one. International Adviser reported on 16 August 2021, citing the Mail on Sunday, that in July 2021 Nutmeg emailed US citizen and US tax-resident customers to say their accounts would be closed.", "evidence": "We do not provide Portfolios or services to US Persons.", "source_url": "https://www.personalinvesting.jpmorgan.com/legal/terms-and-conditions-2024", "source_title": "J.P. Morgan Personal Investing (Nutmeg) Terms and Conditions", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "nutmeg-us--united-kingdom" }, { "id": "saxo-us-persons", "institution": "saxo", "countries": [ "united-kingdom", "switzerland", "netherlands", "france", "italy", "singapore", "uae", "japan" ], "product": "Trading & investment accounts", "status": "refuses", "note": "Saxo says it can't serve US persons, including US citizens and dual citizens who don't live in the US. The page names one exception: you can show you're no longer a US person (for example with a Certificate of Loss of Nationality and a W-8). Countries listed are Saxo locales on its help centre. The policy appears group-wide.", "evidence": "Saxo is unable to offer services to individuals or entities classified as US persons due to regulatory constraints.", "source_url": "https://www.help.saxo/hc/en-us/articles/360054499492-Can-a-US-person-have-an-account-with-Saxo", "source_title": "Saxo Help Center: Can a US person have an account with Saxo? (updated March 23, 2026)", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "saxo-us-persons--united-kingdom" }, { "id": "trading212-us-persons", "institution": "trading-212", "countries": [ "united-kingdom", "mexico", "thailand", "uae", "italy", "australia", "germany", "netherlands", "portugal", "france", "spain", "ireland", "switzerland" ], "product": "Invest / CFD / ISA / SIPP", "status": "refuses", "note": "Trading 212 doesn't offer accounts to US persons: US citizens, people born in the US, green-card holders and others with US tax obligations. It asks US-born people with a Certificate of Loss of Nationality to contact support. Countries listed come from Trading 212's supported-countries page.", "evidence": "A US person includes US citizens, individuals born in the US, US residents (green card holders), and individuals with US tax obligations. Trading 212 does not offer accounts to US persons.", "source_url": "https://helpcentre.trading212.com/hc/en-us/articles/35746373810205-Confirming-your-identity-and-tax-details-during-account-setup", "source_title": "Trading 212 Help Centre: Confirming your identity and tax details", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "trading212-us-persons--united-kingdom" }, { "id": "vanguard-uk-us", "institution": "vanguard-uk", "countries": [ "united-kingdom" ], "product": "ISA / General Account / Personal Pension", "status": "refuses", "note": "Vanguard UK's 'target market' page says the UK Personal Investor platform is not for you if 'I am a US person (for example a US citizen or US resident)'.", "evidence": "I am a US person (for example a US citizen or US resident).", "source_url": "https://www.vanguardinvestor.co.uk/investment-information/target-market", "source_title": "Vanguard UK Investor: Target market", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "vanguard-uk-us--united-kingdom" }, { "id": "wise-interest-stocks", "institution": "wise", "countries": [ "germany", "united-kingdom", "france", "netherlands", "switzerland", "spain", "portugal", "italy", "ireland", "canada", "australia", "singapore" ], "product": "Wise Interest & Stocks features", "status": "refuses", "note": "Wise says it can't let US citizens/taxpayers (including dual citizens) switch balances to Interest or Stocks 'because of how our fund partner is regulated'. This entry covers only the Interest/Stocks features in countries where Wise offers them; it does not describe the basic Wise account. If you move to a US address, invested balances are sold back to cash.", "evidence": "Not yet. Because of how our fund partner is regulated we can't onboard US citizens/tax payers. You can't switch your currencies and Jars to Interest or Stocks if you have US dual citizenship either.", "source_url": "https://wise.com/help/articles/4yTOVZoBSKOYyXrbnYRk5K/who-can-use-interest-and-stocks", "source_title": "Wise Help Centre: Who can use Interest and Stocks", "confidence": "official", "last_confirmed": "2026-10-19", "verified_via": "direct fetch", "country": "united-kingdom", "row_id": "wise-interest-stocks--united-kingdom" } ], "institutions": [ { "id": "wise", "name": "Wise", "type": "fintech", "hq": "United Kingdom", "website": "https://wise.com", "affiliate_slot": "wise" }, { "id": "revolut", "name": "Revolut", "type": "fintech", "hq": "United Kingdom", "website": "https://www.revolut.com" }, { "id": "interactive-brokers", "name": "Interactive Brokers (IBKR)", "type": "broker", "hq": "United States", "website": "https://www.interactivebrokers.com", "affiliate_slot": "ibkr" }, { "id": "fidelity", "name": "Fidelity Investments (US)", "type": "broker", "hq": "United States", "website": "https://www.fidelity.com" }, { "id": "schwab", "name": "Charles Schwab / Schwab International", "type": "broker", "hq": "United States", "website": "https://international.schwab.com" }, { "id": "vanguard-us", "name": "Vanguard (US)", "type": "broker", "hq": "United States", "website": "https://investor.vanguard.com" }, { "id": "betterment", "name": "Betterment", "type": "robo-advisor", "hq": "United States", "website": "https://www.betterment.com" }, { "id": "wealthfront", "name": "Wealthfront", "type": "robo-advisor", "hq": "United States", "website": "https://www.wealthfront.com" }, { "id": "firstrade", "name": "Firstrade", "type": "broker", "hq": "United States", "website": "https://www.firstrade.com" }, { "id": "saxo", "name": "Saxo", "type": "broker", "hq": "Denmark", "website": "https://www.home.saxo" }, { "id": "degiro", "name": "DEGIRO", "type": "broker", "hq": "Netherlands", "website": "https://www.degiro.com" }, { "id": "trade-republic", "name": "Trade Republic", "type": "broker", "hq": "Germany", "website": "https://traderepublic.com" }, { "id": "scalable-capital", "name": "Scalable Capital", "type": "broker", "hq": "Germany", "website": "https://de.scalable.capital" }, { "id": "trading-212", "name": "Trading 212", "type": "broker", "hq": "United Kingdom", "website": "https://www.trading212.com" }, { "id": "lightyear", "name": "Lightyear", "type": "broker", "hq": "Estonia", "website": "https://lightyear.com" }, { "id": "consorsbank", "name": "Consorsbank", "type": "bank", "hq": "Germany", "website": "https://www.consorsbank.de" }, { "id": "fondssupermarkt", "name": "FondsSuperMarkt", "type": "fund platform", "hq": "Germany", "website": "https://www.fonds-super-markt.de" }, { "id": "bunq", "name": "bunq", "type": "bank", "hq": "Netherlands", "website": "https://www.bunq.com" }, { "id": "freetrade", "name": "Freetrade", "type": "broker", "hq": "United Kingdom", "website": "https://freetrade.io" }, { "id": "vanguard-uk", "name": "Vanguard UK Personal Investor", "type": "fund platform", "hq": "United Kingdom", "website": "https://www.vanguardinvestor.co.uk" }, { "id": "hargreaves-lansdown", "name": "Hargreaves Lansdown", "type": "broker", "hq": "United Kingdom", "website": "https://www.hl.co.uk" }, { "id": "nutmeg", "name": "Nutmeg (J.P. Morgan Personal Investing)", "type": "robo-advisor", "hq": "United Kingdom", "website": "https://www.personalinvesting.jpmorgan.com" }, { "id": "moneyfarm", "name": "Moneyfarm", "type": "robo-advisor", "hq": "United Kingdom", "website": "https://www.moneyfarm.com/uk/" }, { "id": "yuh", "name": "Yuh", "type": "fintech", "hq": "Switzerland", "website": "https://www.yuh.com" }, { "id": "fineco", "name": "FinecoBank", "type": "bank", "hq": "Italy", "website": "https://finecobank.com" }, { "id": "indexa-capital", "name": "Indexa Capital", "type": "robo-advisor", "hq": "Spain", "website": "https://indexacapital.com" }, { "id": "wealthsimple", "name": "Wealthsimple", "type": "fintech", "hq": "Canada", "website": "https://www.wealthsimple.com" }, { "id": "questrade", "name": "Questrade", "type": "broker", "hq": "Canada", "website": "https://www.questrade.com" }, { "id": "superhero", "name": "Superhero", "type": "broker", "hq": "Australia", "website": "https://www.superhero.com.au" }, { "id": "commsec", "name": "CommSec (Commonwealth Bank)", "type": "broker", "hq": "Australia", "website": "https://www.commsec.com.au" }, { "id": "rakuten-securities", "name": "Rakuten Securities (楽天証券)", "type": "broker", "hq": "Japan", "website": "https://www.rakuten-sec.co.jp" }, { "id": "sbi-securities", "name": "SBI Securities (SBI証券)", "type": "broker", "hq": "Japan", "website": "https://www.sbisec.co.jp" }, { "id": "syfe", "name": "Syfe", "type": "robo-advisor", "hq": "Singapore", "website": "https://www.syfe.com" }, { "id": "endowus", "name": "Endowus", "type": "robo-advisor", "hq": "Singapore", "website": "https://endowus.com" }, { "id": "stashaway", "name": "StashAway", "type": "robo-advisor", "hq": "Singapore", "website": "https://www.stashaway.sg" }, { "id": "sarwa", "name": "Sarwa", "type": "robo-advisor", "hq": "United Arab Emirates", "website": "https://www.sarwa.co" } ], "countries": [ { "slug": "germany", "name": "Germany", "flag": "🇩🇪", "region": "EU/EEA", "eea": true }, { "slug": "united-kingdom", "name": "United Kingdom", "flag": "🇬🇧", "region": "Europe (non-EU)", "eea": false, "priips": true }, { "slug": "france", "name": "France", "flag": "🇫🇷", "region": "EU/EEA", "eea": true }, { "slug": "netherlands", "name": "Netherlands", "flag": "🇳🇱", "region": "EU/EEA", "eea": true }, { "slug": "switzerland", "name": "Switzerland", "flag": "🇨🇭", "region": "Europe (non-EU)", "eea": false }, { "slug": "spain", "name": "Spain", "flag": "🇪🇸", "region": "EU/EEA", "eea": true }, { "slug": "portugal", "name": "Portugal", "flag": "🇵🇹", "region": "EU/EEA", "eea": true }, { "slug": "italy", "name": "Italy", "flag": "🇮🇹", "region": "EU/EEA", "eea": true }, { "slug": "ireland", "name": "Ireland", "flag": "🇮🇪", "region": "EU/EEA", "eea": true }, { "slug": "canada", "name": "Canada", "flag": "🇨🇦", "region": "North America", "eea": false }, { "slug": "mexico", "name": "Mexico", "flag": "🇲🇽", "region": "North America", "eea": false }, { "slug": "australia", "name": "Australia", "flag": "🇦🇺", "region": "Asia-Pacific", "eea": false }, { "slug": "japan", "name": "Japan", "flag": "🇯🇵", "region": "Asia-Pacific", "eea": false }, { "slug": "singapore", "name": "Singapore", "flag": "🇸🇬", "region": "Asia-Pacific", "eea": false }, { "slug": "thailand", "name": "Thailand", "flag": "🇹🇭", "region": "Asia-Pacific", "eea": false }, { "slug": "uae", "name": "United Arab Emirates", "flag": "🇦🇪", "region": "Middle East", "eea": false } ] }